| The Mortgage Call Report (MCR) must be completed by all state-licensed companies and companies employing state-licensed mortgage loan originators (MLOs). The MCR collects standardized mortgage company data at the state level for all state-licensed mortgage companies. Collecting this data allows regulators to gain insights into industry trends, helping them identify potential issues that could harm consumers.
  
MCR Submission Dates
Download a list of state agencies that have provided information on offering a grace period for the Q1 2024 filing submission or additional information about the State-Specific Supplemental Form
here.
Residential Mortgage Loan Activity (RMLA) and State-Specific Supplemental Form (SSSF):
Due quarterly, within 45 days of the end of the calendar quarter.
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Q1 data (January 1 - March 31) is due May 15
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Q2 data (April 1 - June 30) is due August 14
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Q3 data (July 1 - September 30) is due November 14
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Q4 data (October 1 - December 31) is due February 14
Financial Condition (FC):
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For mortgage lenders and servicers, the FC is due quarterly at the same time as the RMLA.
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For mortgage brokers, the FC is due annually, within 90 days of the calendar year end.
XML SpecificationDownload the XML Specification here. Download the XML sample pack, a zip file containing schemas and samples
here.
XML specifications and sample packs for previous form versions can be found
here. Previous Form Versions
If you are amending a filing from a previous form version, refer to documentation for that version
here.
Support
This interactive self-led course includes a demo of MCR FV6 functionality as well as both recordings for the MCR FV6 Webinar sessions held on 3/20 and 3/27. The Webinar recordings separated by date are stored in the last section of the course. For questions on Mortgage Call Report policies or interpretations of field definitions, email NMLSMCR@csbs.org. All questions concerning NMLS navigation, technical issues, or error messages should be directed to the NMLS Call Center at 1-855-NMLS-123 (1-855-665-7123).
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